Boat
Insurance

At VanKeith, we’re committed to bringing you innovative insurance solutions that stay in-synch with your ever-changing life. When you take to the water, protect your family, guests and your investment with the very best in marine insurance. Our boat program is one of the most flexible boat programs available, designed to provide even greater, more cost-effective protection…

12-month coverage with no mandatory lay-up period

Coverage up to 30 days may be available for most newly acquired boats’ purchase price

Marine claim experts available to assist you anytime

Insurance as exceptional
as your boat

Physical Damage coverage. Provides protection in the event of a collision with a submerged object or another boat.

Liability coverage. For bodily injury or damage to the property of others.

Personal Property coverage. Protects personal property on the boat including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance coverage. To transport your boat to a repair facility when it’s inoperable and you’re stranded. Gas delivery for boats and roadside assistance are also available.

Flexible Pricing Programs

 Agreed Value or Actual Cash Value coverage. Agreed Value entitles you to the “replacement value” on most partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual Cash Value earns you a substantial premium discount. In the event of a loss, settlement is based upon a depreciated value.

Education Discounts Up to 10 Percent. For safe boating courses, including Power Squadron and U.S. Coast Guard – 5 percent per boat for basic courses, 10 percent per boat for advanced.

Equipment credits Available for safety equipment such as built-in fire extinguisher systems and burglar alarms.

Custom coverage options -
Yachts 26 feet and longer

Hurricane escape reimbursement endorsement. Coverage for up to 50 percent of the cost* to move the vessel to safety during a named windstorm watch or warning.

Customized navigation territories. To match your needs.

Dinghies and tenders. Under 16 feet with less than 25 horsepower.

Lay-up discounts. For every month your yacht is kept out of the water.

Antique and Classic Runabouts
enjoy this comprehensive coverage

Protection for uninsured boaters, medical payments, commercial towing and fuel spills

Physical damage coverage – In the event of a total loss, the policy is an agreed value policy whereby no depreciation will be taken and no deductible will be applied.

Broad navigational territories

No lay-up period